Industries we approve
PesticidesOnline GamblingSports BettingCBD & HempSARMsSupplementsNutraceuticalsCrypto & DeFi
Online CasinoWeight LossNootropicsKratomAnti-AgingTestosteroneAdult Health
5.0
Rated by 50+ peptide brands
Trusted across the high-risk space
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Step 1 of 7
”
“Four processors turned us down. Pep had us live in 3 days, and it’s run clean since.”
James R.
Peptide founder
How it works
What is payment cloaking?
Your customer sees a normal checkout. Payments run through a merchant category banks accept, so your brand keeps processing without flags or freezes.
✓That's all your customer ever sees.
- 1Customer clicks PayOn your existing checkout page
- 2Redirected to checkoutA secure Stripe checkout page
- 3Payment processedFunds run through an approved merchant
- 4Redirected backOrder confirmed on your site
Result: payments keep clearing, account stays live
What you get
Built for peptide brands.
Faster payouts
T+2 settlements, no rolling reserve holds.
T+2 settlementNo reserve
%
3%
Processing fee
Flat rate. No rolling fees. No surprises.
150+ currencies
Sell wherever your customers live.
EURUSDGBPCHF+9 more
Apple Pay & Google Pay
One-tap wallet checkout, live from day one.
PayPay
Cards & local bank networks
All major cards plus the local rails your customers trust.
VISAAMEXDISCOVERiDEALSofortBancontactSEPA
Why Brands Choose Us
| Pep Payments | Other Cloak | No Cloak | |
|---|---|---|---|
| Pricing model | Fixed monthly fee | Setup + % fees | % fees |
| Support | Active support | Ticket queue | Ticket queue |
| Apple & Google Pay | Included | Sometimes | Included |
| Time to go live | 3 days | 1 – 2 weeks | Instant |
| Stability | No bans | No bans | Banned in a few weeks |
Reviews
”
Onboarding was easy and simple from start to finish, we always had someone on hand who answered every question. We went live in three days, and we haven't had an issue since.
”
Checkout conversion jumped 28% in our first month. Having Apple Pay and Google Pay built in made an immediate difference on mobile.
”
The Pep Payments cloak let us run Stripe ads without getting flagged. Our account has stayed live for 11 months.
”
We onboarded nine months ago and we're still on the same account. No issues with payments or payouts the entire time.
Limited onboardingReady to start
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cloaking?
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Get started nowLive in 3 days · 98% approval